![]() Your homeowners insurance policy does not typically provide coverage for repairing your service lines (water and sewer lines). Does my homeowners insurance policy cover repairs to my service lines? The city is not responsible for repairing your service lines (water and sewer lines). Is the city responsible for my repairs to my service lines? Service line coverage protects you from damages that occur to your service lines running from the point of connection to the main service or utility line up to your home. Service line coverage would pay for the excavation, the new pipe, labor, and even the costs of any outdoor property damaged as a result of the leak. Let's say you have a mature tree on the parking strip in front of your house and its roots have penetrated into your main water line. That means that if one of your pipes freezes or your sewer line backs up into your house, you have to pay to fix it. We rely on them for access to water, gas, Internet connection, and more, but only think about them when service is interrupted.ĭid you know that, as a homeowner, you are responsible for the maintenance, repair, and replacement of service lines connecting to your house?Įnergy Companies and other service providers are only responsible for the infrastructure up to where it connects to your property. Let's spare a moment for something most of us use every day yet probably take for granted: our service lines. Service line coverage is typically less than $3 per month to add to your existing homeowners policy and could save you thousands if your service lines ever have a problem. ![]()
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